The Institute for Technology Finance and Governance brings technologists, researchers, domain specialists, lawyers, regulators, policymakers, and practitioners together around independent analysis of how digital financial technology is governed. The work is rigorous, free of commercial influence, and published for public benefit. It is yours to read and to cite.
ITFG works across five domains where analysis has to join technology, law, and institutional governance at once. It is the kind of analysis the field needs and rarely has in one place.
How technology is transforming regulatory and supervisory practice: SupTech tools, automated supervision, and the governance of the supervisory function itself.
Governance frameworks for digital financial services, including MiCA, DORA, the AML package, and the EU digital finance strategy.
Model risk, the AI Act's implications for financial sector use cases, algorithmic transparency, and automated decision-making.
Technical standards, open-source software, and digital sovereignty in the governance of financial and public infrastructure.
The experience and perspective of smaller EU member states, particularly those with disproportionately large regulated fintech sectors.
The Digital Operational Resilience Act requires financial entities to manage the risks arising from their reliance on ICT third-party providers, and establishes an oversight framework for those providers designated as critical. This note asks a narrower question: whether DORA's …
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We are not a consultancy, an industry association, or a lobbying organisation. Our constitutional documents prohibit those uses. We exist to share knowledge, to convene independent exchange, and to publish research for public benefit.
