Research

ITFG publishes research notes, policy briefs, working papers, and perspectives on digital finance governance. Free to access and citable.

Research is how ITFG shares knowledge and sustains cooperation. It produces the shared analytical record that gives the platform its substance, and it keeps the conversation grounded in evidence rather than in interest or assertion.

ITFG’s research addresses the governance of digital financial systems: legally, technically, and institutionally. We publish in several named formats, each serving a distinct purpose and audience.

Publication formats

Research Notes are short, citable analyses of precisely defined regulatory or technical questions, typically 1,500 to 3,500 words. A Research Note takes one question, maps the relevant legal and technical landscape, identifies what is resolved and what is not, and produces a finding that can be stated clearly and cited by third parties. Research Notes are the primary output of ITFG’s founding phase.

Policy Briefs are structured analyses and recommendations addressed to specific regulatory or legislative questions, typically 2,500 to 5,000 words. Where a relevant public consultation is open, ITFG submits Policy Briefs as formal consultation responses.

Working Papers are pre-publication research documents of 6,000 to 15,000 words, circulating for comment. ITFG working papers are registered on SSRN and carry a series number (ITFG Working Paper No. X/YYYY).

Perspectives are analytical commentaries on current developments: shorter, more direct, and permitted to reach a clear institutional position where the analysis supports one.

Event Summaries record ITFG’s research roundtables and seminars, published under Chatham House Rule unless speakers consent to attribution.

Research areas

  • Regulatory Technology & Digital Supervision

    How technology is transforming regulatory and supervisory practice: SupTech tools, automated supervision, and the governance of the supervisory function itself.

  • Digital Finance Governance

    Governance frameworks for digital financial services, including MiCA, DORA, the AML package, and the EU digital finance strategy.

  • AI in Financial Services

    Model risk, the AI Act's implications for financial sector use cases, algorithmic transparency, and automated decision-making.

  • Open Standards & Sovereign Infrastructure

    Technical standards, open-source software, and digital sovereignty in the governance of financial and public infrastructure.

  • Smaller Jurisdictions in European Digital Finance

    The experience and perspective of smaller EU member states, particularly those with disproportionately large regulated fintech sectors.

ITFG’s research is organised around five areas.

Publications